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· 5 min· Paweł Woś

Proforma Invoice for a Sole Proprietorship (JDG) in Poland 2026 — When to Use and How to Issue

Proforma invoice for a sole proprietorship (JDG) in 2026. Differences between a proforma and a VAT invoice, when to issue, template, pitfalls. A practical guide.

proforma invoiceinvoiceJDG2026

A proforma invoice is a document that is not a real invoice — but it is often confused with a VAT invoice. Many sole proprietorships (JDG) use proformas incorrectly, leading to problems with accounting and the tax office.

In this guide I explain what a proforma is, when it is worth using, and what it must contain.

Proforma invoice vs VAT invoice — differences

A proforma invoice is an informational document (an offer) that is not booked. A VAT invoice is an accounting document confirming a sale. You use a proforma before payment, and a VAT invoice after the sale.

Proforma vs VAT invoice — comparison

Proforma invoice
Document nature
Offer / request for payment
Accounting: NO — not in the books
VAT: NO — no tax
Payment: before or concurrent
VAT invoice
Document nature
Accounting document for a sale
Accounting: YES — entry in the revenue book
VAT: YES — output tax
Payment: before or after the sale
When to use a proforma?
  • The client requests a document before a down payment
  • You want to confirm terms before delivery
  • Selling to a new business partner (safety)
What should a proforma contain?
  • Seller and buyer data (NIP, name, address)
  • Issue date and payment due date
  • Description of goods/services, quantity, unit price
  • Gross amount broken down by VAT rate
  • Bank account number for the transfer

Important: A proforma is not a tax document — you do not book it in the revenue book or report it in JPK. After receiving payment, you issue a VAT invoice (or advance invoice). You keep the proforma for informational purposes only.

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Information based on art. 2 and art. 106a–106i of the VAT Act (as of 2026). The proforma is not regulated as a separate document in the VAT Act. Market practice indicates its informational nature. This does not constitute tax advice.

What is a proforma invoice?

A proforma invoice is a commercial offer, not an accounting document. It informs the client about the price, conditions, and payment deadline — but it is not a VAT invoice, it is not recorded as revenue, and no VAT is charged on it.

Key differences: proforma vs VAT invoice

  • Proforma — an offer, does not generate revenue, does not generate VAT, the client cannot deduct VAT
  • VAT invoice — an accounting document, generates revenue and VAT, the client can deduct VAT
  • A proforma has no number in the VAT invoice series — it has its own numbering (e.g. PROFORMA/2026/07/001)

When to use a proforma?

1. Advance payment before starting work

Issue a proforma requesting an advance payment. After receiving the payment, you issue an advance invoice.

2. Offer to a client

A proforma is better than a plain offer because it looks like an invoice and contains all accounting data (your NIP (tax identification number), company data).

3. Foreign order

For foreign clients, a proforma helps confirm the terms of the transaction before issuing a VAT invoice, especially for cross-border transactions.

4. Price negotiations

The client may pay after a proforma, but only after negotiating the price. Then you issue a VAT invoice with the final amount.

What should a proforma contain?

A proforma has no statutory requirements (because it is not an invoice), but it should contain:

  1. The word "PROFORMA" visible on the document
  2. Proforma number (own numbering)
  3. Date of issue
  4. Seller data (name, address, NIP)
  5. Buyer data (name, address, NIP)
  6. Description of goods/service
  7. Quantity, net price, VAT rate, VAT amount, gross
  8. Payment deadline
  9. Bank account number
  10. Fulfilment conditions (when you will perform the service after payment)

Proforma template

PROFORMA no. PROFORMA/2026/07/001
Date of issue: 26.07.2026

Seller:
Jan Kowalski JDG
ul. Przykładowa 1, 00-001 Warszawa
NIP: 1234567890

Buyer:
ABC Sp. z o.o.
ul. Klienta 2, 00-002 Warszawa
NIP: 9876543210

No. | Description | Quantity | Net | VAT | Gross
1 | Programming service | 1 | 5 000,00 zł | 23% | 6 150,00 zł

Total net:   5 000,00 zł
VAT:           1 150,00 zł
Total gross:  6 150,00 zł

Payment deadline: 7 days
Account: 00 0000 0000 0000 0000 0000 0000

Conditions: Fulfilment within 14 days of receiving payment.

Pitfalls

1. A proforma is not a cost invoice

A client who paid against a proforma CANNOT include that amount in their costs. Only after receiving a VAT invoice can they do so.

2. You cannot issue two documents

Do not issue a proforma and then a VAT invoice for the same transaction as a "copy". Issue one proforma, and after payment — one VAT invoice.

3. KSeF and proforma

In KSeF (national e-invoicing system) there is no place for proformas. KSeF only accepts VAT invoices. A proforma remains a commercial document sent outside the system (e.g. by email or PDF).

4. Proforma and the Belka tax

A proforma does not generate revenue, so it does not affect tax. But beware: if a client pays against a proforma and you do not issue a VAT invoice — the tax office may determine that revenue arose anyway (because you received the money).

5. Deadline for issuing an invoice after a proforma

After receiving payment from a proforma, you are obligated to issue a VAT invoice (advance or final):

  • Advance invoice: by the 15th day of the month following the month in which the advance was received
  • Final invoice: by the 15th day of the month following the month in which the service was performed

FAQ

Can I issue a proforma with VAT, and then an invoice without VAT?

Not recommended. If the proforma contains VAT and the invoice does not — that is an inconsistency. If the service is exempt from VAT, the proforma should also be "zw" (without VAT).

Is a proforma mandatory?

No. A proforma is optional. You can issue a VAT invoice right away. Many sole proprietorships (JDG) do not use proformas at all.

Can a client deduct VAT from a proforma?

Absolutely not. A proforma is not a VAT invoice. VAT can only be deducted from a VAT invoice (or an advance invoice).

Does a proforma need an NIP?

Not required, but recommended. Without an NIP, the client may not know this is a business document.

Need help with invoices?

Oxyok accounting — from 49 zł + VAT per month. We will help you determine when to issue proformas, advance invoices, and VAT invoices, and ensure KSeF works correctly.

Write to: [email protected]

Disclaimer: This article is informational in nature — before making a decision, consult an accountant.

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Proforma Invoice for a Sole Proprietorship (JDG) in Poland 2026 — When to Use and How to Issue